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Auto Enrolment, taken off your desk.

Seven questions. You get a readiness score out of 100, the specific things that would land you a penalty notice, and the real monthly employer pension cost — not a brochure.

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This is compliance guidance and cost modelling, not regulated financial advice.

What you actually owe

Duties, categories, and who must be enrolled — assessed against the 2026/27 thresholds, not last year's.

The deadline that bites

The declaration of compliance is due within 5 months of your duties start date. Miss it and a £400 fixed penalty is the standard opening move.

The cost, monthly

Employer contributions from 3% of qualifying earnings, modelled against your payroll and your runway.

And then we run it for you

Inside the app, set-up is seven stages your Finance Director walks you through, saves as you go, and then owns on an ongoing basis — deadlines, costs, re-enrolment, the lot.

  1. Stage 1

    Duties assessment

    Do Auto Enrolment duties apply to this company at all?

  2. Stage 2

    Workforce assessment

    Categorise every worker: eligible jobholder, non-eligible jobholder, entitled worker.

  3. Stage 3

    Scheme choice

    Compare qualifying schemes and record the one you're using.

  4. Stage 4

    Postponement decision

    Model postponing up to three months against enrolling straight away.

  5. Stage 5

    Enrolment and communications

    Enrol the eligible workers and issue the statutory letters.

  6. Stage 6

    Declaration of compliance

    Assemble everything The Pensions Regulator asks for and file within five months.

  7. Stage 7

    Payroll handoff

    Connect the scheme to your payroll software and prove the first contribution ran.